Get paid in seconds, spend anywhere, save every day.
Your hard work deserves to be recognised and rewarded. OnTheMonee puts your tips directly into your digital wallet, separate to your bank account yet offering all the functionality you expect — spend in store, online or transfer to your bank account. With a digital Mastercard accepted anywhere in the world, Apple Pay and Google Pay built in. With a digital wallet your funds are Protected. Digital wallets can be frozen and funds reactivated on a new devices.
Don't just spend, SAVE, and get REWARDED with tip payments going further with exclusive rewards at 8,000+ locations, OTM is the financial tool that works as hard as you do. Nothing you need to do — no show and go or awkward barcodes to scan, it's all built in!
Your tips land on a real digital Mastercard — Apple Pay and Google Pay enabled. Spend anywhere Mastercard is accepted, online or in store, globally.
No more waiting for the weekly envelope — your money delivered safely and securely direct to your phone wherever you are.
Access exclusive discounts at 8,000+ locations — up to 50% off food and drinks. Save on every shift just by spending where you already spend.
Want it in your bank account? No problem. MOOVE transfers your OTM balance to any bank account, anytime, in just a few taps.
Savings of $3.90/week
stretching your tips further through rewards tailored to hospo
That's over $200 a year, just by tapping your OTM card at participating venues.
The average cost for an employee is less than $2.25 per week, with an average saving of $3.90 per week through our rewards marketplace — making the product effectively fee free.
Download the OTM app, sign up in seconds, and you'll be ready to receive your tips digitally from your very next shift.
Yes — use the MOOVE feature to transfer your OTM balance to any Australian bank account, anytime, in just a few taps.
Anywhere Mastercard is accepted — online or in store, globally. Your OTM card also works with Apple Pay and Google Pay.
Convenient & Transparent
See what you make and where you spend it.
Spend anywhere
Mastercard accepted globally. Apple Pay and Google Pay built in, so your card is always in your pocket.
Rewarding
8,000+ merchant discounts. Save on food and drinks every day, just for using your OTM card.